Margaret Ann Tonitto, 48, of Coogee is charged with having goods in personal custody suspected of being stolen and entering a dwelling with intent.

The charges stem from an alleged break-in at the Poppies Coffee Shop in Berry Street, Nowra.

Police allege Tonitto and a co-accused Steven James Fraser, also known as Parker, 47, of Leumeah in Sydney, broke into the cafe just after 5am on May 5.

Nowra police were investigating a number of break-ins at businesses in Berry and Junction streets in the Nowra CBD around 5.30am when they found Fraser walking in nearby parkland.

A search found a knife in his jacket.

Police allege around 5.10am Fraser used a small crowbar to gain access to the Poppies Coffee Shop before taking a number of items.

Police found a car parked nearby with Tonitto sitting in the front seat.

Police allegedly found a number of bags of notes and coins in the car totalling $1631.

She will reappear in court on August 7.

Fraser was charged with entering enclosed lands, goods in custody suspected of being stolen, receiving stolen property, possessing housebreaking implements, possessing means of disguising his face, breaking and entering and being in custody of a knife in a public place.